Unit / Group	Medical	Dental	Vision	Life Ins/Accidental Death	Negotiated LTD	Cash In Lieu	Notation
Teachers (IEA)	MESSA Choices OV/UC/ER Copay: $20/$25/$50 Rx Drug Copay: 3 Tier Deductible: $1,000/$2,000	Delta Dental Class I: 80% Class II: 80% Class III: 80% Annual Max: $1,000 Lifetime Max: $0 Riders: 2 Cleanings	VSP 2	$30,000 Coverage	66 2/3% Max $5,000 Max Monthly Salary $7,500 90 CDMF Waiting Period Waived Pre-Existing Cond	N/A







Teachers (IEA)	MESSA ABC Deductible: $1,600/$3,200 Rx Drug: 3 Tier	Delta Dental Class I: 80% Class II: 80% Class III: 80% Annual Max: $1,000 Lifetime Max: $0 Riders: 2 Cleanings	VSP 2	$30,000 Coverage	66 2/3% Max $5,000 Max Monthly Salary $7,500 90 CDMF Waiting Period Waived Pre-Existing Cond	N/A







Teachers (IEA)	MESSA ABC 3 Deductible: $3,500/$7,000 Rx Drug: ABC Rx	Delta Dental Class I: 80% Class II: 80% Class III: 80% Annual Max: $1,000 Lifetime Max: $0 Riders: 2 Cleanings	VSP 2	$30,000 Coverage	66 2/3% Max $5,000 Max Monthly Salary $7,500 90 CDMF Waiting Period Waived Pre-Existing Cond	N/A
Teachers (IEA)	Essentials by MESSA Deductible: $375/$750 OV/UC/ER: $25/$50/$200 Rx Drug: EbM Coinsurance: 20%	Delta Dental Class I: 80% Class II: 80% Class III: 80% Annual Max: $1,000 Lifetime Max: $0 Riders: 2 Cleanings	VSP 2	$30,000 Coverage	66 2/3% Max $5,000 Max Monthly Salary $7,500 90 CDMF Waiting Period Waived Pre-Existing Cond	N/A
Teachers NO Medical Coverage	N/A	Delta Dental Class I: 80% Class II: 80% Class III: 80% Annual Max: $1,000 Lifetime Max: $0 Riders: 2 Cleanings	VSP 2	$30,000 Coverage	66 2/3% Max $5,000 Max Monthly Salary $7,500 90 CDMF Waiting Period Waived Pre-Existing Cond	$3,600 Min to $5,400 Max	Range of In-Lieu Benefit depending on the number of staff accepting.







UNIT/GROUP	Medical	Dental	Vision	Life Ins/Accidental Death	Negotiated LTD	Cash In Lieu	Notation
Support Staff (includes Administrators, Custodians, Secretaries and certain Food Service Staff)	WMHIP Flex Blue 3 Rx Drug Copay: 3 Tier Deductible: $2,000/$4,000	Delta Dental Class I: 80% Class II: 80% Class III: 80% Annual Max: $1,000 Lifetime Max: $0 Riders: 2 Cleanings	VSP 2 VSP 3 (Admin)	$30,000 Coverage 1x Salary (Admin)	60% Max $5,000 Max Monthly Salary $8,333 90 CDMF Waiting Period Waived Pre-Existing Cond	N/A







Support Staff (includes Administrators, Custodians, Secretaries and certain Food Service Staff)	WMHIP HSA 4 Rx Drug Copay: 3 Tier Deductible: $2,000/$4,000 Coinsurance: 20%	Delta Dental Class I: 80% Class II: 80% Class III: 80% Annual Max: $1,000 Lifetime Max: $0 Riders: 2 Cleanings	VSP 2 VSP 3 (Admin)	$30,000 Coverage 1x Salary (Admin)	60% Max $5,000 Max Monthly Salary $8,333 90 CDMF Waiting Period Waived Pre-Existing Cond	N/A







Support Staff NO Medical Coverage	N/A	Delta Dental Class I: 80% Class II: 80% Class III: 80% Annual Max: $1,000 Lifetime Max: $0 Riders: 2 Cleanings	VSP 2 VSP 3 (Admin)	$30,000 Coverage 1x Salary (Admin)	60% Max $5,000 Max Monthly Salary $8,333 90 CDMF Waiting Period Waived Pre-Existing Cond	$3,600 Min to $5,400 Max	In-Lieu Benefit tied to IEA agreement.

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